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Welcome to our website! As we have the ability to list over one million items on our website (our selection changes all of the time), it is not feasible for a company our size to record and playback the descriptions on every item on our website. However, if you have a disability we are here to help you. Please call our disability services phone line at (937) 428-6032 during regular business hours and one of our kind and friendly personal shoppers will help you navigate through our website, help conduct advanced searches, help you choose the item you are looking for with the specifications you are seeking, read you the specifications of any item and consult with you about the products themselves. There is no charge for the help of this personal shopper for anyone with a disability. Finally, your personal shopper will explain our Privacy Policy and Terms of Service, and help you place an order if you so desire.

Get what you really want today with an easy way to pay! Get what you really want today with an easy way to pay!

Earn a $100 Visa® Prepaid Card by Mail*

Open and use a new Synchrony® card on a qualifying purchase and submit a rebate form now through 11/29.

Why should I apply for an Payless Furniture & Mattress credit card?

  • A dedicated credit limit to use again and again at Payless Furniture & Mattress
  • Convenient monthly payments
  • Payment options: online or by mail
  • Use your card for future purchases of products we offer**
  • No expiration date
  • Cardholder-only special offers

Manage Your Account

Make payments, view your balance, update account info, and schedule up to your next 12 payments.

Manage Account ►
Explore Qualifying Products of $1,999 or more
Choose Your Furniture Below
Living Room
Bedroom
Dining Room

Shop Living Room

ASHLEY FURNITURE Featured Product

Model #: 10104S1

Mccade 3-piece Reclining Sectional

Item Details
ASHLEY FURNITURE Featured Product

Model #: 11102S1

Baskove 4-piece Sectional With Chaise

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ASHLEY FURNITURE Featured Product

Model #: 11102S2

Baskove 4-piece Sectional With Chaise

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ASHLEY FURNITURE Featured Product

Model #: 11102S3

Baskove 2-piece Sectional With Chaise

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ASHLEY FURNITURE Featured Product

Model #: 11102S4

Baskove 2-piece Sectional With Chaise

Item Details
ASHLEY FURNITURE Featured Product

Model #: 12000S1

Bladen 3-piece Sectional

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ASHLEY FURNITURE Featured Product

Model #: 12000S2

Bladen 2-piece Sectional

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ASHLEY FURNITURE Featured Product

Model #: 12000S3

Bladen 3-piece Sectional

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ASHLEY FURNITURE Featured Product

Model #: 12000S4

Bladen 2-piece Sectional

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Shop Bedroom

ASHLEY FURNITURE Featured Product

Model #: B129B4

Anarasia Queen Sleigh Bed

Item Details
ASHLEY FURNITURE Featured Product

Model #: B221B4

Baystorm Queen Panel Bed With 6 Storage Drawers

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ASHLEY FURNITURE Featured Product

Model #: B224B4

Blaneville Queen Panel Bed With 2 Storage Drawers

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ASHLEY FURNITURE Featured Product

Model #: B267B4

Willowton Queen Sleigh Bed

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ASHLEY FURNITURE Featured Product

Model #: B267B17

Willowton Full Panel Bed

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ASHLEY FURNITURE Featured Product

Model #: B267B20

Willowton Full Panel Bed With 1 Large Storage Drawer

Item Details
ASHLEY FURNITURE Featured Product

Model #: B267B22

Willowton Full Panel Bed With 2 Storage Drawers

Item Details
ASHLEY FURNITURE Featured Product

Model #: B271B17

Shay Queen Poster Bed With 2 Storage Drawers

Item Details
ASHLEY FURNITURE Featured Product

Model #: B271B3

Shay Queen Poster Bed

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Shop Dining Room

ASHLEY FURNITURE Featured Product

Model #: D287D2

Nelling Dining Room Table

Item Details
ASHLEY FURNITURE Featured Product

Model #: D436D4

Leahlyn Dining Room Table

Item Details
ASHLEY FURNITURE Featured Product

Model #: D583D1

Whitesburg Dining Room Table

Item Details
ASHLEY FURNITURE Featured Product

Model #: D754D5

Grindleburg Dining Room Table

Item Details
ASHLEY FURNITURE Featured Product

Model #: D803D5

Charmond Dining Room Buffet and China

Item Details
ASHLEY FURNITURE Featured Product

Model #: D803D6

Charmond Dining Room Table

Item Details
ASHLEY FURNITURE Featured Product

Model #: D813D5

Wyndahl Dining Room Table

Item Details
ASHLEY FURNITURE Featured Product

Model #: PKG000066

Dining Table and 2 Chairs and Bench

Item Details
ASHLEY FURNITURE Featured Product

Model #: PKG000079

Dining Table and 2 Chairs

Item Details
Choose Your Bedding Below
Mattresses
Adjustable Bases

Shop Mattresses

CORSICANA Featured Product

Model #: 1005QUEEN

Crazy Quilt

Item Details
CORSICANA Featured Product

Model #: ADALINAFMQUEEN

Arabella Collection - Adalina Firm

Item Details
CORSICANA Featured Product

Model #: ADALINAPLQUEEN

Arabella Collection - Adalina Plush

Item Details
CORSICANA Featured Product

Model #: ADALINAPT

Arabella Collection - Adalina Pillow Top

Item Details
CORSICANA Featured Product

Model #: ADALINAPTQUEEN

Arabella Collection - Adalina Pillow Top

Item Details
CORSICANA Featured Product

Model #: ARMINAPLQUEEN

Arabella Collection - Armina Plush

Item Details
CORSICANA Featured Product

Model #: BROYTONETQUEEN

Arabella Collection - Broyton Euro Top

Item Details
CORSICANA Featured Product

Model #: CORAETQUEEN

Arabella Collection - Cora Euro Top

Item Details
CORSICANA Featured Product

Model #: CORSA1537ELISAPTQUEEN

Elisa - Pillow Top

Item Details

Shop Adjustable Bases

ASHLEY FURNITURE Featured Product

Model #: M9X8M1

Head-foot Model Better Split King Adjustable Base

Item Details
ASHLEY FURNITURE Featured Product

Model #: M9X9M1

Head-foot Model Best Split King Adjustable Base

Item Details
COASTER Featured Product

Model #: 350044Q

Stanhope Black Adjustable Queen Bed Base

Item Details
COASTER Featured Product

Model #: 350044TL

Stanhope Black Adjustable Twin Extra Long Bed Base

Item Details
FURNITURE OF AMERICA Featured Product

Model #: MTADJ15

Framos Adjustable Bed Frame

Item Details
FURNITURE OF AMERICA Featured Product

Model #: MTADJ15EKGM

Framos Adjustable Bed Frame

Item Details
TEMPUR-PEDIC Featured Product

Model #: 255721QUEEN

TEMPUR-Ergo® Smart Base - Queen

Item Details
TEMPUR-PEDIC Featured Product

Model #: 255731QUEEN

TEMPUR-Ergo® Extend Smart Base - Queen

Item Details
TEMPUR-PEDIC Featured Product

Model #: 62604QUEEN

Ease Adjustable Base - Queen

Item Details

Frequently Asked Questions

What is the Payless Furniture & Mattress Credit Card?+

Payless Furniture & Mattress offers customers a credit card through Synchrony Bank with a revolving credit limit to use again and again at Payless Furniture & Mattress locations.**

How do I get the Payless Furniture & Mattress Credit Card?+

You can apply for a Payless Furniture & Mattress Credit card at any of our convenient locations. Click here to find our locations.

Where do I check the status of my account?+

To check the status of your Payless Furniture & Mattress Credit Card click on the Manage my Account link above to go to Synchrony's website. After logging into your account, you will be able to:

How can I make a payment to my Payless Furniture & Mattress Credit Card?+

Payless Furniture & Mattress offers three convenient ways to pay your Payless Furniture & Mattress Credit Card bill.

Pay Online: Click here to manage your account and make payments online.

Pay by Phone: Contact Synchrony Bank Customer Service at 1-866-396-8254 during the hours listed below to make a payment by phone

Monday - Friday: 7:30AM to 12:00 Midnight EST
Saturday: 10:00 AM to 7:00 PM EST
Sunday: Closed

Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.

Synchrony Bank
PO Box 960061
Orlando, FL 32896-0061

*Subject to credit approval. Rebate in the form of a Synchrony Visa Prepaid Card. To be eligible to receive a rebate under this offer you must: (1) open a new eligible credit card account issued by Synchrony Bank (“the Card”) at this location and use this new account to make a single-receipt purchase totaling $1,999 or more (after applicable discounts) from 11/2 - 11/29/20; and (2) complete and submit a rebate form, together with a copy of the original receipt, online or by mail, postmarked by 12/29/20. See rebate form for details. One rebate per new account valid at participating U.S. locations. See store for details. The Visa Prepaid Card will be sent to your address within 6 to 8 weeks after receipt of the completed rebate form. If the Visa Prepaid Card is not received after 8 weeks, you should call (833) 334-4676 or visit syfrebatepromotion.com to inquire about status. If the Visa Prepaid Card is not received, you must inquire no later than 3/15/21 or all rights hereunder will expire. Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. No cash access or recurring payments. Can be used everywhere Visa debit cards are accepted. Card valid for up to 6 months; unused funds will forfeit after the valid thru date. Card terms and conditions apply. Credit is extended by Synchrony Bank.